I just checked my email and found this email from ING Direct. I have to say, I've always recommended them to anyone who's asked. Their website is user friendly, their company has a youthful feel and their customer service is awesome. As if to confirm that they are the company for me, they included the following quote in the email
Global financial markets ended 2007 with many challenges ahead. While ING DIRECT avoided the sub-prime mortgage problem, we understand that this housing crisis threatens the well-being of countless families and, in the end, it will be seen as a major failing of the mortgage industry and its regulators.
The fact that ING DIRECT was not adversely affected is a testament to our operating philosophy that, as Americans, we should only buy houses we can afford. That way we can keep them for years to come. We believe a mortgage is a contract that both parties should execute in good faith and expect to see through to its conclusion. We will not waiver from our sworn promise to provide you with great value, service and convenience.
I've seen mortgage brokers and real estate agents on television blatantly tell their customers to take out loans they can't afford for houses out of their price range. It's nice to see a company acknowledge that it's not the American dream to have a house that you can't afford just because it's bigger than the neighbors' house.
/salute
